Choose Vector: Best Software for Nidhi Company

What We Offer

Vector provides a complete solution for Nidhi companies, with a suite of services customized to meet your business needs. Our software is available in Cloud, Web-based, and Standalone versions, providing flexible deployment options. Whether you’re seeking a cloud-based solution for remote access or a standalone desktop system, Vector has the right option for you. Explore flexible Nidhi company software solutions with a variety of modules and seamless integration to meet the unique needs of your business.

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Customer/Member Master

We offer a module that lets you manage customer details with ease, streamlining data handling for improved accuracy and efficiency.

Customer Management – Add, view, update, and delete customer information
Photo and signature upload, along with PAN, ID proof, TDS, and nominee options
Customer document upload (e.g., ID proof)
Reports to view a list of customer accounts
Customer ledger for tracking transactions and balances

Share Management Module

This Nidhi company software module simplifies share transactions, statements, and certificates for smoother operations.

Share Management – Create, view, update, and delete share details
Generate share statements and ledgers.
Share certificates and allotment reports.
Manage share-related transactions
Comprehensive dividend modules.

Savings Deposits/Daily Deposit Module

This module streamlines the management of savings accounts, enabling you to track deposits, calculate interest, and generate statements with ease.

Master – Create, view, update, and delete Savings Deposit details
Generate Savings Interest using Daily Product and min Balance methods
Integrate daily deposit machine and android daily collection apps
Passbook printing for added convenience (Add-On Module)
Display last few transactions

FD / CD / RID Module

The Fixed Deposit (FD), Cumulative Deposit (CD), and Re-investment Deposit (RID) Module provide various options for creating and managing fixed-term investment plans.

Master – Create, view, update, delete, and manage FD/RID accounts and receipts
Certificate and bond printing
Interest payment via cash or standing instruction to SD/RD
Automated calculations for maturity and pre-maturity upon closure
FD/RID renewal with options for partial withdrawal or additional amounts
FD/RID renewal with options for partial withdrawal or additional amounts
Multi-renewal of FD/RID (multiple FDs to a single FD)
TDS deduction for compliance and Support for Form 15G/15H
Automated FD/RID maturity lists and notices
Comprehensive FD/RID reports (scheme-wise, period-wise, ROI-wise, etc.)
FD/RID account statements and ledgers
Detailed reports on outstanding or due payments

Recurring Deposit Module

The RD Module provides a full suite of tools for managing recurring deposits, featuring capabilities for simplified account management, automated transfers, compliance, and reporting.

Manage RD accounts—create, view, update, delete, and handle account transactions
RD transactions, including installment receipts
Multi-receipt functionality for handling multiple installment receipts at once
RD Standing Instructions, allowing for automatic transfer from savings to RD
RD account closure with automated calculations for maturity or pre-maturity
Reports for pending RD installments
Support for TDS deduction for compliance
Form 15G/15H integration
Generate reports on RD accounts by scheme, period, ROI, etc
RD account statements and ledgers for tracking
Passbook printing for added convenience (Add-On Module)

Overdue/Matured Deposit Module

This module in Vector Nidhi Limited Software offers effective tools for managing and closing overdue or matured accounts.

Manage Overdue/Matured Deposit accounts, including FD, RID, and RD, and handle transfers from matured, inoperative, or pre-closed accounts
Overdue/Matured Deposit account closure
Generate account statements and ledgers for Overdue/Matured Deposits
Account-wise outstanding reports for any date

Jewel Loan Module

Gain insights into outstanding balances, loan status, and collateral with this module. Our Nidhi company software free download is available for your convenience.

JL Master – Create, view, update, delete, and manage jewel loan accounts
Print jewel loan certificates or bonds.
Option to upload jewel photos for verification
Handle jewel loan transactions, including remittances and closures
JL Renewal for extending existing loans
Jewel Stock Report for tracking collateral
Generate reports on jewel loans by scheme, period, ROI, etc
JL Detailed Status report showing outstanding principal, interest, and charges
Issue Jewel Loan Notices as needed
Generate JL Account Statements and Ledgers
Account-wise outstanding reports for any date

Loan against Deposits

The Loan Against Deposits Module in Vector Nidhi Limited Software allows you to manage loans secured by deposits efficiently.

Create, view, update, delete, and manage loan accounts and ML payments
Upload supporting documents, such as property papers
Handle ML transactions for remittances and closures
Generate ML reports by scheme, period, ROI, etc
Produce ML account statements and ledgers
Create account-wise outstanding reports for any specific date

Certificate Loan

This module in Nidhi Bank Software allows you to manage loans secured by certificates. It allows you to create and update accounts, process transactions, and generate reports, offering detailed insights into loan activities and balances.

Create, view, update, delete, and manage certificate loan accounts and payments
Handle certificate loan transactions for remittances and closures
Generate reports on certificate loans by scheme, period, ROI, etc
Produce certificate loan account statements and ledgers
Create account-wise outstanding reports for any given date

Accounting & MIS Report Module

In this module, we offer a comprehensive suite of financial reports and features to manage your accounts effectively, including:

General Ledger Statement
Sub Day Book – Head-wise & Voucher-wise Receipts & Payments for a date categorized to cash, bank & adjustment
Voucher Scroll Statement – List of all transactions for a date voucher no. wise
Bank Reconciliation
Receipts & Payments Report – Detailed
Outstanding Report – Account-wise and Scheme
Interest Statements – Interest Provision, Interest Received, Other Provisions
GL Book – Month-wise OB, Receipts, Payments & CB for all General Ledgers
Balance Sheet / Profit & Loss Statement / Trial Balance
Funds Positions Report
Cash Flow Report
Form NDH-3

Vouchers, Receipts and Journals Module

We offer a module designed to simplify bookkeeping and ensure accurate financial transactions within your organization. This Nidhi company software feature assists in maintaining accurate records and facilitates efficient financial management.

Voucher Receipt: For posting and accounting miscellaneous receipts
Voucher Payment: For posting and accounting miscellaneous payments such as electricity bills, telephone charges, stationery, salaries, etc
Journal: To post and account for adjustment or rectification entries

Cheque Management Module


This is the best Nidhi company software for efficient cheque management, offering features like,

Cheque printing
Record Cheque no, Cheque date, and bank details for bank receipts and payments
Cheque Register
Cheque based Reports

Investment Management Module

It provides a centralized system for managing and tracking investments with banks.

Investment Master – To Create, View, Update, Delete & manage
Deposits with Banks
Interest on Investment – To record/account interest received or TDS deducted from bank deposit
Investment Closure
Investment Account Statement
Detailed Reports on Investment

Fixed Assets & Depreciation Management

The Fixed Assets & Depreciation Management module lets you create and manage an inventory of fixed assets. This is the best software for Nidhi companies, offering a straightforward approach to asset tracking.

Fixed Asset Master – To create & manage a list of fixed assets (computer, furniture, etc.,)
Fixed Asset Ledger
Depreciation Calculation & Report
Generate ML reports by scheme, period, ROI, etc
Produce ML account statements and ledgers
Create account-wise outstanding reports for any specific date

Why Vector’s Nidhi Company Software?

Vector Nidhi Software is considered one of the best Nidhi company software solutions for several reasons:

User-Friendly and Affordable

It offers a user-friendly interface, making it easy to navigate, and comes at a competitive price, providing great value.

Secure and Fast

This Bank Nidhi software is designed with robust security features to protect sensitive data, ensuring fast and reliable performance.

Excellent Customer Support

Vector provides responsive customer support to assist with any issues or questions, ensuring smooth software operation.

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Reach Us

Location :

8/2 A, Second Floor, Divya promoters complex, Simco Rd, Sundar Nagar, Tiruchirappalli, Tamil Nadu 620021

Email :

[email protected]

Phone :

+91 9994973141